3rd Party General Liability Insurance Coverage for Virtual Events
Due to the pandemic, many clubs are replacing in-person competitions with virtual events. When considering hosting virtual events, clubs and organizers must follow these safety considerations:
1. Courses/trails must be recognized and approved trails that are open when used
2. Courses/trails are expected to have the normal safety and monitoring protocols expected in an in-person competition, such as inspection and track setting
3. Organizers should consider a check in and check out system
4. For more remote trail systems, the ‘buddy’ system should be encouraged
Clubs and organizers have duty of care over virtual events, just as they would in an in-person event.
Division can review virtual events proposals and ask the national office and the insurer for help when necessary.